I'm Dillon — an independent mortgage broker. I work for you, not a bank. I help families, first-time buyers, refinancers, and investors get home loans across 49 states without the paperwork chaos.
Most people dread the mortgage process — endless paperwork, slow lenders, and the feeling you're just a file number. That's not how I work.
As an independent broker, I have access to over 100 lenders, which means I shop for the loan that actually fits your situation — not whatever a single bank happens to offer. And because I work for you, my only job is making this feel easy.
Whether you're buying your first home, refinancing for a better rate, or scaling an investment portfolio, my goal is the same: get you to the closing table without it taking over your life.
Read my full story →Different situations, same approach: clear guidance, fast answers, and a loan that actually fits.
Getting into your first place without losing your mind. I'll walk you through every step.
Learn more →Lower your rate, pull cash out, or change loan types — without starting from scratch.
See if it's worth it →Smart, fast financing to scale your portfolio. DSCR, conventional, non-QM — all on the table.
Plan your next deal →Use your VA benefits with someone who actually understands them. Zero down, no PMI, simple.
Use your benefit →From "I'm thinking about this" to keys in hand. Here's exactly what it looks like working together.
Hop on a 30-minute call. You tell me your situation — what you're trying to do, where you're at, what's worrying you. I'll tell you what's actually possible.
I run your scenario across 100+ lenders to find the program with the best rate, lowest costs, and a real chance of closing on time.
I handle the lender. You handle moving. I keep you updated at every step so there are no surprises and no last-minute scrambles.
Move the sliders. Get a real estimate in seconds. No email required to see the number.
Want a personalized quote with real rates? let's chat →
Not sure what loan type fits you? Take the 60-second quiz →
Need more calculators? Full calculator suite →
Principal and interest only. Doesn't include taxes, insurance, or HOA. For a real quote with current rates, let's talk.
Hundreds of families and investors trusted me with one of the biggest decisions of their lives. Here's a taste — full reviews are on Experience.com.
"Dillon made our first home purchase feel doable. He explained everything in plain English and was responsive at every step."
"Refinanced with Dillon and saved over $400/month. He shopped around to find the right lender — never felt pushed into anything."
Sample testimonials shown above — real client reviews available at the link.
A bank can only offer you their own loan products. As a broker, I work with over 100 lenders — which means I'm shopping the entire market on your behalf to find the best rate and terms. You get more options, and I get paid to find you the right fit.
My services don't cost you anything out of pocket — brokers are compensated by the lender. There are standard loan costs (origination, appraisal, title, etc.) but those exist whether you work with a broker or a bank.
I'm licensed to originate mortgages in 49 states — every state except New York. Full state-by-state license numbers are in the footer.
From application to closing usually runs 21–30 days for a purchase, sometimes faster. Refinances can close in 2–3 weeks. I'll give you a real timeline based on your specific situation when we talk.
Absolutely. A lot of my best client relationships started 6–12 months before the actual purchase. Better to know your number, fix any credit issues, and have a plan than to scramble when you find the house.
30 minutes on the phone. No pressure, no sales pitch — just real answers about what's possible for you.